Cash Home Buyers

Do you need to sell your house fast for cash? Are you considering accepting an offer from a local cash home buyer? You are not alone. These are common questions that today’s homeowners face. We understand what you are going through, your challenges and your fears. One of the most challenging decisions a homeowner has to make is selling their house. Fortunately, working with cash home buyers tends to be much better than working with buyers who depend on bank financing. That’s where Vitality Home Buyers comes in. Home sellers in and around Charleston have trusted us for years, and it’s easy to get fast cash for homes.

If you’re interested in a cash offer on your home, tell us more about your property by filling out our form or gives us a call today (843) 288-9119. Continue reading this guide for more information about cash home buyers and the cash offer process.

Who Are These Companies That Buy Houses For Cash?

Cash home buyers are companies that purchase homes from sellers who need help with real estate related problems and must sell quickly. These individuals or entities are able to buy your house without the need for a mortgage loan or other lender financing. Selling your home to a cash buyer enables you to avoid certain repairs, preparations, showings, and staging hassles.[1] Another benefit is that closing is more flexible and you can arrange a time of your choosing.

But not every cash home buyer is created equal. Policies and business procedures vary. Generally, these buyers tend to fall into one of the following groups below:

House Flippers

House flippers are investors that typically buy homes in a poorer condition and at a lower cost, with the intention of renovating and selling the home at market value. These houses generally require a substantial amount of repairs and are situated in an established neighborhood, up and coming area, or other desirable location.

Buy And Hold Investors (Landlords)

Buy-and-hold investors purchase homes and convert them into rental properties. These buyers are typically individual investors who purchase and rent out properties for passive income. 

iBuyers (Instant Buyers)

One of the biggest (and newest) players in the sell house for cash world is the tech-savvy and data-driven iBuyer, short for “instant buyer.” iBuyers use automated valuation models (AVMs) to make competitive offers on residential homes that are typically in better condition.[2] Some of the more notable iBuyers are Zillow, RedfinNow, and OfferPad. These companies tend to provide more favorable offers in regards to price, but they charge you expensive sellers fees as much as 7-10% plus closing repair costs.

Real Estate Brokerages

National and local real estate brokerages like Jeff Cook Offers and Matt O’Neal Real Estate now offer immediate buyout programs to help provide quick cash to sellers. Depending on your property, many other these offers still require you as the seller to make small repairs and, pay commissions and fees.

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Why Sell To A Cash Home Buyer?

Selling your home for cash has become a popular real estate trend in recent years. Especially since the rise in all of the house flipping shows on the popular network tv stations. In many large cities, the percentage of real estate transactions that are cash sales surpass the national average of 30 percent. So there has definitely been an uptick in cash home buyer purchases. This increase provides proof that there are many benefits for sellers when selling to cash home buyers.

Cash Buyers Make Stronger Offers

Many sellers may choose an all-cash offer over a financed one even if the buyer with a mortgage offers more. The reasons are simple: they’ll close sooner (meaning they’ll get paid sooner), and without the mortgage underwriting and appraisal process there’s less of a risk that the deal will fall through.[3] Steps such as inspections and appraisals are also typically taken off the table.[4]

Cash Buyers Can Make An Offer On Any House

With some types of mortgages, like FHA or USDA loans, buyers are restricted to certain kinds of houses in certain locations or in certain conditions. But cash purchases do not have these same limits.[5] Cash home buyers have to ability to purchase any property as-is, no matter the condition, location, or situation.

Cash Buyers Generally Pay Seller Fees

Some home buying fees are required regardless if the transaction is financed with a mortgage or paid with cash. Fortunately, for you as the seller, cash buyers will generally cover all the transactional fees such as earnest money deposit, transfer taxes, escrow fees, and other closing costs. Sometimes a cash buyer will even cover the homeowner’s insurance, HOA fees, and delinquent taxes. 

If you do decide to sell to an all-cash buyer, it’s important to understand the pros and cons and ensure you’re making the best decision for your situation.

It Saves You Time

Selling your home with an agent can become very time consuming and stressful. There’s the task of finding the right agent to work with, cleaning and prepping your home for showings, and then the back-and-forth of receiving offers from buyers and agreeing to one or not. Selling your home to a cash home buyer frees up more time so you can look for a new place to live and move on with your life.[6]

How We Buy Houses for Cash

Vitality Home Buyers makes it easy to sell your house for cash with our quick and simple process:

  1. Give us a call at (843) 288-9119, or fill out our convenient website form to give us some brief information about your home.
  2. One of our team members will contact you, generally within minutes, to schedule a visit to your home. We also offer free, over the phone consultations.
  3. On the day of the scheduled visit, we will visit your home, explain the selling process, answer any questions, evaluate the condition of your home, and make you a fair, no-obligation cash offer to purchase your home. You can choose to accept our offer immediately, but if not…no pressure! Take some time to think it over. 
  4. When or if you decided to accept our offer, we’ll sign a purchase agreement, set up a fast closing, typically within 21 days, and get you on your way to your next stage in life!

How Vitality Home Buyers Can Help You With An All-cash Offer

As you can see, there are many advantages of selling your property to a cash home buyer. Selling your home for cash can bring you speed, convenience, and value. If you’re considering selling your home, a cash offer can sound pretty tantalizing. After all, the closing process is often quicker and there’s no risk of the buyer’s financing falling through.

Do you need to sell your home quickly? Vitality Home Buyers makes the cash sale process fast and simple. There’s no need to list, stage, repair, or market your home. You get a competitive cash offer in just 24 hours — all with just a simple form and some details about your property. We’ll be happy to explain the advantages of selling your home for cash further and walk you through every step of the process! 

Want to learn more? Check out our blog posts below:

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